Your car, your call
Keep the car.
Or turn the page?
Put the repair quote beside one real replacement. Compare the cash, the running costs and what each car could be worth later.
One quote. Two futures.Built around your numbers, not a price feed.
Illustrative example
The numbers, side by side.
A practical estimate from the assumptions in this comparison. Change any input to see the effect.
Start with the numbers you know.
Enter the repair quote, current car value and replacement price below. Add resale and running-cost assumptions for a more useful range. Nothing is looked up or sent to a server.
Estimated total cost after 1 year
Lower total cost appears as a shorter barKeep + repairReplace
What's moving the total
The biggest cost drivers
We compare the categories that contribute most to the difference on your selected horizon.
Your assumptions
Make it yours.
Changes save locally as you type.All amounts in Australian dollars (AUD).
Important: Fix-or-Swap is a planning tool, not financial advice or a recommendation to repair or replace. These estimates use only the assumptions you enter. Actual repair needs, sale value, finance costs and running expenses can differ. Finance fees, tax, transfer, inspection and other one-off costs are only included if you enter them.